Licensed in 38 States
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Your Partner in Property & Lending

Mortgage broker and licensed California Realtor helping you purchase, refinance, or invest — whether it's your first home, next property, or business venture.

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Andrew Baker ANDREW BAKER MORTGAGE BROKER – CA REALTOR
NMLS 2688601 · 1566096
DRE 02389003 · 02022356
TEL (949) 565-2705
FAX (949) 800-7296
EMAIL abaker@westcapitallending.com
Licensed Mortgage Broker — 38 States
CA Licensed Realtor
Fast & Transparent Process
West Capital Lending
Client Access
Your Portals & Applications
Manage your loan, track progress, and access your accounts from anywhere.
Application

Start or Resume Application

Begin a new loan application or continue where you left off.

Open Portal Application

HELOC Application

Apply for a Home Equity Line of Credit through our digital lender platform.

Open Portal Application

Home Equity Application

Tap into your home's equity with a loan or line of credit.

Open Portal Client Portal

West Capital Lending

Access the West Capital Lending client portal for existing loans.

Open Portal Client Portal

Rocket Mortgage

Log in to your Rocket Mortgage account to manage your loan.

Open Portal Company Site

West Capital Lending Profile

View my official team page on the West Capital Lending website.

Open Portal
What I Offer
Comprehensive Lending & Real Estate
Whether you're buying your first home, refinancing, investing in property, tapping into your equity, or exploring retirement options, I'll guide you every step of the way.

Home Purchase Loans

Conventional, FHA, VA, and jumbo loans tailored to your financial situation. I shop across multiple lenders to find you the most competitive rates.

Refinancing

Lower your rate, shorten your term, or consolidate debt. I'll analyze your current loan and find the refinancing option that saves you the most.

HELOC & Home Equity

Access your home's equity with flexible HELOC or home equity loan options. Perfect for renovations, investments, or major expenses.

Real Estate Services

As a licensed CA Realtor, I offer full-service buying and selling representation — seamlessly coordinating both sides of your transaction.

Pre-Approval

Get pre-approved quickly so you can shop with confidence. A strong pre-approval letter makes your offer stand out in competitive markets.

Personalized Guidance

Every borrower is unique. I take the time to understand your goals and financial picture to recommend the right path forward.

Reverse Mortgages

Unlock your home's equity in retirement. I'll help you explore HECM and proprietary reverse mortgage options so you can supplement income, eliminate payments, or fund your lifestyle.

Investment & Second Homes

Build your portfolio with financing for rental properties, vacation homes, and second residences. I source competitive rates for non-owner-occupied and multi-unit investments.

Business Property Loans

Finance commercial real estate, mixed-use buildings, and business properties. From SBA loans to conventional commercial financing, I'll find the right structure for your venture.
How It Works
Four Simple Steps to See Your Property Equity Options
From consultation to closing, I handle the details so you can focus on what matters.
01

Free Consultation

We discuss your goals, budget, and timeline. Book a call or meet in person at my Irvine office.

02

Pre-Approval

Submit your application online. I review your financials and get you a competitive pre-approval letter.

03

Loan Shopping

I compare rates across multiple lenders and present you with the best options tailored to your needs.

04

Close & Celebrate

I coordinate with all parties for a smooth closing. You get the keys and start your next chapter.

★★★★★

See What My Clients Are Saying

I'm committed to providing an exceptional experience for every client. Read verified reviews from real homebuyers and homeowners.

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Get in Touch
Let's Talk About Your Goals
I'm here to answer your questions and help you get started. Reach out anytime.
Phone
(949) 565-2705
Email
abaker@westcapitallending.com
Fax
(949) 800-7296
Office
17911 Von Karman Ave, Suite 400
Irvine, CA 92614

Ready to Get Started?

Whether you're buying, refinancing, or exploring your options, I'm here to help. Apply online in minutes or schedule a free consultation.

Apply Online Schedule a Call